Professional Credit Restoration, Built on Trust

Repair Your Credit. Reclaim Your Options.

Fides Flow Credit Restoration Services helps you identify and dispute inaccurate items, rebuild healthy credit habits, and move toward approvals for homes, cars, and funding with guidance from dedicated specialists.

  • 1:1 review of all three bureau reports
  • Targeted disputes for inaccurate negative items
  • Simple monthly plans with transparent reporting

No obligation, no hard credit pull - just clear next steps from a credit professional.

Trusted by clients rebuilding credit across the U.S.

From first-time homebuyers to entrepreneurs seeking funding, Fides Flow clients rely on our methodical credit restoration process.

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What to Expect

A Clear, Ethical Credit Restoration Process

We don’t promise overnight miracles. Instead, we follow a compliant, data‑driven approach focused on accuracy, transparency, and sustainable results.

1. Credit Review & Strategy

We securely pull or review your three-bureau credit reports, identify inaccurate or unverifiable items, and create a tailored restoration roadmap.

2. Targeted Disputes

We draft and submit custom dispute letters to bureaus and creditors, focusing on inaccurate late payments, collections, charge‑offs, and more.

3. Rebuild & Monitor

As updates come in, we adjust your strategy, share progress, and guide you on building positive credit habits that support your long‑term goals.

Services

Credit Restoration Built Around Your Life

Whether you are recovering from a financial setback or preparing for a major purchase, Fides Flow offers structured programs designed to meet you where you are.

Credit Analysis & Coaching

Deep‑dive review of your reports, score factors, and behaviors with actionable coaching to improve your profile.

  • Comprehensive report breakdown
  • Score improvement roadmap
  • Budget and utilization guidance

Dispute & Restoration Program

Ongoing, structured challenges of inaccurate items, backed by documentation and consistent follow‑up on your behalf.

  • Custom dispute letters each cycle
  • Three‑bureau monitoring support
  • Progress reviews with your specialist

Rebuild & Readiness Planning

Guidance on secured cards, mix of accounts, and timelines to prepare for milestones like a mortgage, vehicle, or business funding.

  • Personalized readiness timelines
  • Debt‑to‑income and utilization strategy
  • Lender‑aligned score targets

Simple, Transparent Plans

Only Pay for Professional Work - No Long‑Term Contracts

Sign up online with no money down. A complimentary credit review and consultation are provided after enrollment.

Foundations Flow

$97/month

Ideal for individuals who want a clear starting point and professional guidance as they begin repairing their credit.

Personalized credit repair plan

 

Credit report analysis from the three major credit bureaus (Experian, Equifax, TransUnion)

 

Challenges submitted to the three major credit bureaus

 

Disputes for up to 15 eligible items per billing cycle

 

Credit monitoring review and progress updates

 

Score tracking

 

Credit education and general strategy guidance

 

Secure online client portal access

 

Email support (after enrollment)

 

Phone support (after enrollment)

 

90-Day Money-Back Guarantee

 

Cancel anytime

 
$97

Momentum Flow

$147/month

Designed for individuals with multiple negative items who are ready to make steady, forward progress.

Everything in Foundations Flow, plus:

 

Disputes for up to 25 eligible items per billing cycle

 

Enhanced credit review & sequencing

 

Strategic dispute timing & prioritization

 

Creditor intervention letters (when applicable)

 

Ongoing credit strategy refinement

 

Score tracking & monitoring review

 

Dedicated specialist support

 

Credit monitoring review and progress updates

 

Score tracking

 

Secure online client portal access

 

Email support (after enrollment)

 

Phone support (after enrollment)

 

90-Day Money-Back Guarantee

 

Cancel anytime

 
$147
Best Value

Ascend Flow

$197/month

Built for individuals with complex credit profiles or time-sensitive goals such as homeownership or business funding.

Everything in Momentum Flow, plus:

 

Disputes for a custom volume of eligible items per cycle

 

Advanced credit strategy planning

 

Priority file handling

 

Complex credit profile support

 

Ongoing dispute adjustment based on bureau responses

 

Enhanced creditor communication (when applicable)

 

Score tracking & monitoring review

 

Credit monitoring review and progress updates

 

Score tracking

 

Secure online client portal access

 

Home, auto, or funding readiness plan

 

Advanced score optimization guidance

 

Priority scheduling and reporting

 

Email support (after enrollment)

 

Phone support (after enrollment)

 

90-Day Money-Back Guarantee

 

Cancel anytime

 
$197

Real Clients. Real Progress.

While every credit profile is unique and no specific outcome can be guaranteed, our clients consistently see meaningful improvements when they stay engaged with the process.

  • Inaccurate collections and late payments successfully removed
  • Improved approval odds for auto financing and credit cards
  • Healthier utilization and on‑time payment histories

Compliance note: Fides Flow follows all applicable federal and state regulations. We cannot remove accurate, verifiable information from your credit reports.

“Fides Flow walked me through every step of the process. Within a few months, inaccurate collections were removed and I had a clear timeline to get mortgage‑ready.”

— A. Jackson, Fides Flow client

Modern financial dashboard illustration representing clean, organized credit restoration.

Questions, Answered

Credit Restoration FAQ

If you have additional questions about how Fides Flow can support your specific goals, your free consultation is the best place to start.

How long does credit restoration usually take?

Timelines vary based on the number and type of negative items on your reports, as well as how quickly bureaus and creditors respond. Many clients begin seeing changes within 45–90 days, but sustainable, goal‑oriented progress can take several months. During your free consultation, we will outline a realistic timeframe for your situation.

Can you guarantee specific score increases or item removals?

No legitimate credit restoration company can guarantee a certain score increase or the removal of specific items. We follow proven dispute strategies and focus on inaccurate, outdated, or unverifiable information. Our goal is to position your profile as favorably and accurately as possible within the rules that govern credit reporting.

Will working with Fides Flow hurt my credit?

Our work is focused on correcting errors and coaching you on positive behaviors neither of which should harm your credit. We do not perform hard inquiries, and any monitoring tools we recommend typically rely on soft pulls. We will walk you through how each step may impact your profile.

Is there a contract or cancellation fee?

Our programs are month‑to‑month. You can cancel at any time with proper notice as outlined in your agreement. We are committed to earning your business every month through clear communication and measurable activity on your behalf.

What will happen during my free consultation?

After enrolling online, you’ll connect with a Fides Flow specialist who will review your credit profile, learn about your goals, and provide guidance based on your situation. This conversation is designed to help you understand how the process works, what’s realistic for your credit profile, and how to move forward with clarity and confidence.

Take the First Step

Enroll Online To Request A Consultation

Start with secure online enrollment - self-service sign-up is the first step; consultations are provided after enrollment.

  • Consultation calls are available after completing online enrollment
  • Secure online sign-up; no phone sales
  • No hard credit pull required

Request Consultation After Enrollment

Share a few details and we will reach out to confirm a time that works for you.

Complete online enrollment to receive a link to schedule your consultation. Secure self-service sign-up — no phone sales.

By submitting, you agree that Fides Flow may contact you by phone, text, or email regarding your inquiry. Message and data rates may apply.

Fides Flow Credit Restoration Services

Information on this site is for educational purposes only and is not legal, tax, or financial advice. Results vary and are not guaranteed. Fides Flow complies with all applicable federal and state credit repair regulations.

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